Terms of Service

Last updated: 10/12/2025

1. Acceptance of Terms

Welcome to FinanceApp. This is a hobby project created for private/personal use only. The source code is open source under the MIT license, meaning anyone can clone, fork, or use this code for their own purposes. However, access to this hosted application instance is restricted to selected individuals only.

By accessing and using this service, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

FinanceApp is a personal financial dashboard application created as a hobby project. It provides selected users with access to stock prices, financial news, dividend information, and related financial data. The service aggregates data from various financial APIs and presents it in an easy-to-use dashboard format.

Important: While the source code is freely available under the MIT license, access to this particular hosted instance is by invitation only. The code can be used by anyone for any purpose, but this specific deployment serves only authorized users.

3. User Accounts and Registration

3.1 Account Creation

To use FinanceApp, you must authenticate using your Google account. By signing in with Google, you agree to allow FinanceApp to access basic profile information from your Google account.

3.2 Account Responsibilities

You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use
  • Ensuring your account information is accurate and up-to-date

4. Acceptable Use Policy

You agree not to use FinanceApp to:

  • Violate any local, state, national, or international law or regulation
  • Transmit any material that is unlawful, harmful, threatening, abusive, or objectionable
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Use automated tools to scrape or download data without permission
  • Interfere with or disrupt our service or servers
  • Use the service for any commercial purposes without our written consent
  • Share your account credentials with others

5. Financial Data and Investment Decisions

5.1 No Investment Advice

FinanceApp provides financial data and information for informational purposes only. Nothing on our platform constitutes investment advice, recommendations, or solicitations to buy or sell securities.

5.2 Data Accuracy

While we strive to provide accurate financial data, we cannot guarantee the accuracy, completeness, or timeliness of information provided by third-party sources. Financial markets are volatile and data may be delayed or incorrect.

5.3 Investment Decisions

You acknowledge that any investment decisions you make based on information from FinanceApp are solely your responsibility. We strongly recommend consulting with qualified financial advisors before making investment decisions.

6. Intellectual Property Rights

The FinanceApp service and its original content, features, and functionality are owned by FinanceApp and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of our content without our express written permission.

7. Third-Party Services and APIs

FinanceApp integrates with third-party financial data providers and news sources. These services are subject to their own terms of service and privacy policies. We are not responsible for the availability, accuracy, or practices of these third-party services.

8. Disclaimer of Warranties

FinanceApp is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

  • Merchantability or fitness for a particular purpose
  • Accuracy or reliability of financial data
  • Uninterrupted or error-free service
  • Security of the service

9. Limitation of Liability

To the maximum extent permitted by law, FinanceApp shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

  • Your use or inability to use our service
  • Any unauthorized access to our systems
  • Investment decisions made based on our data
  • Any bugs, viruses, or other harmful components

10. Indemnification

You agree to indemnify and hold FinanceApp harmless from any claims, damages, losses, costs, and expenses (including legal fees) arising from your use of our service or violation of these Terms.

11. Termination

We may terminate or suspend your account and access to our service at our sole discretion, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of FinanceApp after changes become effective constitutes acceptance of the modified Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to conflict of law principles. Any disputes arising from these Terms or your use of FinanceApp shall be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms will otherwise remain in full force and effect.

15. Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: legal@financeapp.com
Address: FinanceApp Legal Team
[Your Business Address]